Holiday Club Account

Want to get ahead of the holiday rush? Open a Holiday Club account and save funds for the holiday season. Plus, get the advantage of saving at a higher interest rate.

Want to make saving for the holidays even easier? Set up an automated deposit to your Holiday Club. Either have us set up distribution off your regular direct deposit, or you can set up an automated, recurring transfer in your online banking to transfer funds from your checking or savings.

Our Holiday Club account offers a higher interest rate and allows for limited withdrawals. Your Holiday Club funds will automatically transfer into your Regular Shares/Savings around October 13th each year. In addition to the automatic yearly transfer, one additional withdrawal is available each October to October.

Opening a Holiday Club is fast & easy! Apply through your online banking, call to request a secure DocuSign document be emailed to you for signing, or stop by for a few minutes.
Docu-Sign Documents: We only send Docu-Sign documents to emails on file with us. Docu-Signs are secure and accessed with a code we'll give you when you make your new account request. If you are on a touch screen- you can simply sign your name on the document. No touch screen? Alternatively, you can select a digital script or font for your e-signature. To complete, click "adopt & sign" then "finish & complete". When you are sent to our website's homepage, you'll know you successfully signed and sent it back to us.

Youth SAVINGS

For Youth up to 18 Years of Age

Our Youth Savings accounts receive a higher interest rate to help your youth earn more on their savings from day one. Youth Savings accounts are available for newborns as early as their Social Security Number is issued. Minors need not be present, but we encourage their participation.

Does it make it easier to open one if I'm already a Member? Yes, if you are a current member, simply give us a call to get the process started. We'll collect the needed information (Youth's Full Name, Date of Birth, Social Security Number, etc.) and send you the document that needs to be signed to your email using DocuSign (touch screen signature or digital signature options available). If you'd like to include the Youth in the process, pay us a visit together.

How does a Youth Savings Account work? - Minors require an adult Joint Member on accounts. Membership eligibility is required of either minor or Joint. Joint(s) with their own Membership(s) can oversee the Youth’s Account activity from within the Joint's Online Banking. $10 is needed to open the new membership. With every Membership, a Regular Share/Savings Account is opened with a $10 Membership Share held in the unavailable balance. The Youth Savings Account is an additional sub-savings account that features a higher interest rate. When the Youth turns 18 years of age all funds in the Youth Savings will transfer over to the Regular Share/Savings Account. Membership closure within 6 months of opening forfeits the $10 Membership Share.


*For youth up to 18 years of age. Minors require an adult Joint on accounts. Membership eligibility required of either Joint or minor. Youth ages 14+ are eligible for a checking account with a free debit card featuring adjustable, lower daily limits. Membership closure within 6 months of opening forfeits the $10 Membership Share. Share Advantage Credit Union is federally insured by the NCUA.