Debit Checking

Share Advantage Debit Checking

When we say we have FREE personal Debit Checking - we mean it! No minimum balance required. No maintenance fees. No per item fees. No convenience fees. No hidden fees. No fooling!

• FREE Debit Card
  Mobile Wallet ready with Apple Wallet®, Google Wallet™, Samsung Wallet®, and Garmin Pay™
• Optional check purchasing through Share Advantage.
                Members over 60 years of age receive two free orders per year (one order at a time).
• FREE Online Banking
• FREE Mobile Banking app₁ with FREE Mobile Deposit for checks and My Cards customizable card security
  Customize alerts, restrictions, and turn your card on & off
• External Transfer – Transfer funds between your accounts with us and your accounts at your alternate Financial Institution (fees may apply).
• FREE ATMs on the Nationwide MoneyPass network
• FREE Mobile ATM Locator with MoneyPass₁
• FREE e-Statements
• FREE Youth Debit Checking (ages 14-17) includes all the features listed above
               with a FREE lower-limits Debit Card, Apps and parental oversight
• Bill Pay available with a Debit Checking account. Bill Pay allows you to issue traditional checks or electronic checks (when possible) from your account to your Billers (fees may apply).
• Low-Fee Business Checking

Debit Card Daily Limits (Rolling 24-hour period)

Debit Card Daily Limits
(Rolling 24-hour period)

These limits can be temporarily raised, just give us a call. Let us know the date range, type of raise (ATM withdrawal or Point of Sale), and the total needed to get all your expected transactions through. We can also lower daily limits.

Rolling 24-hour Point of Sale (POS) transaction total:

Ex: grocery store + online shopping = total

$800 adults

$400 minors

Rolling 24-hour ATM withdrawal total on Debit Card:

$400 adults

$200 minors

PLEASE BE ADVISED: Each ATM also has its own maximum dispense amount per transaction and daily maximum transactions per card number. If you are trying to get a large amount of cash out of an ATM, you may not be able to get the full amount out of one ATM in a single withdrawal even when we place a temporary ATM withdrawal limit raise; you may have to withdraw from several ATMs or over several days at the same ATM.

Debit Card Travel Notices

When you plan to travel outside of the United States, please give us a call with the dates and the countries you will be traveling through.

Mobile Deposit₁

Mobile Deposit checks must be endorsed “FOR SACU MOBILE DEPOSIT ONLY” and are manually reviewed Monday-Friday until 3:30 PM (excluding Holidays and other non-business days). If rejected, a reason will be emailed to you. Save checks for 30 days before marking VOID and shredding.

₁ App available for download at Google Play and Apple App stores. Data carrier fees may apply.